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June 2021-Regina Phelps – BCM Future, Value on Investment, COVID

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Business
June 2021-Regina Phelps – BCM Future, Value on Investment, COVID

Join me at June 24/21 at 1pm EST/Toronto!

It’s that time again! It’s my monthly discussion with recognized BCM industry expert Regina Phelps. For this month we mix it up a bit and talk about what the pandemic means to the field of Business Continuity, how to promote what BC professionals do and offer organization’s, and how we can show Value on Investment (VOI). As always, we start off with a quick update on the status of COVID-19 and vaccine’s around the globe. It’s always a great discussion with Regina, so don’t miss it.

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8 Things That No Prepper Should Be Without

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Health & Wellness
8 Things That No Prepper Should Be Without

You never know what’s around the corner, and it’s always better to be prepared with items that could keep you alive in an emergency. If you’re faced with an extreme weather event, political crisis, conflict, or long-term electricity failure, having the right tools and equipment could mean the difference between making it safely through the emergency and being caught without the basics for life.

Ready to get your survival kit ready and keep yourself and your family alive? Here are seven survival essentials that no prepper should be without.

1. Water Purifier

We can survive for up to two months without food, but only 8-21 days without water. If access to town (or bore) water is cut off, you’ll need a backup that’s safe to consume. For these situations, a personal water purifier and/or water purification tablets give you the option of using other water sources you can find while dealing with potentially harmful bacteria. Of course, if you can, it’s best to boil the water first. 

2. Freeze Dryers

After water, the next thing you’ll need is food, and you can only live off crackers for so long before developing a case of scurvy. Today, freeze dryers can be used to dehydrate practically any consumable — from fruit that’s high in vitamin C to soups, meals, and even ice cream. Before a disaster actually occurs, freeze-dry several days’ worth of meals and store them in vacuum-sealed bags. These meals can be stored for several decades, and a few days of work will be well worth it in the long run.

3. First Aid Kit

A survival first aid kit is essential for dealing with minor injuries if no hospital is available. It allows you to deal with things like cuts, burns, eye irritations, and congestion on the spot and prevent wound-related infections from developing. While any first aid kit is far better than nothing, it’s a good idea to invest in a large disaster-preparedness kit with enough medical-grade supplies for a group. You can also find first aid kits that are tailored to specific disasters, such as wildfires.

4. Swiss Army Knife

The Swiss Army Knife was developed in 1880 by the Swiss Army (surprise, surprise!). This multi-tool pocket knife includes an impressive 33 functions with everything from a mini screwdriver and letter opener to knives that are suitable for gutting prey and eating the meals you’ve preserved with a freeze dryer. Even with all of these multitasking components, the compact 3.5-inch size fits easily in your pocket, and it’ll only cost around $25 — a small price to pay for the many practical functions it offers.

5. Headlamp

Whether you face a power outage or a forest at night, a good headlamp will give you the visibility you need to navigate your surroundings and assist others near you while keeping your hands free. Headlamps that are built for survival typically have a very strong beam that can reach a distance of over 330 feet. Many models also include a strobe setting for alerting others that you’re in distress.

6. Shortwave Radio

Communication is vital if you become trapped or distanced from help. Remember the 2018 film Bird Box? The radio was the only way that the fugitives were about to find a safe haven. Shortwave radios, also called weather radios and survival radios, usually offer multiple charging options — including solar, hand-crank, batteries, and power source. Many also include a port for charging your mobile devices, a reading lamp, and an SOS alarm to help emergency workers find your location.

7. Shelter

Survival shelters can include anything from sheets of canvas and one-man sleeping bags to family-size tents with the works. For your survival kit, prepare for the number of people in your family with appropriate shelter from wind, rain, snow, and extreme cold. At the minimum, include a tear-proof polyethylene sleeping bag or survival blanket in each person’s backpack plus a canvas tarp to keep out the wind.

8. Lightweight Backpack

All of this careful preparation will count for naught if you don’t have a good backpack to keep it all together and ready to pick up and go in an instant. For survival situations, you want a lightweight, rugged backpack with plenty of pockets for storing your gear. If possible, store your water filter, the food you’ve prepared using freeze dryers, your first aid kit, tools, radio, and shelter in separate compartments for easy access. 

You Can Never Be Too Prepared 

In the best-case scenario, you’ll never need to pack and leave your house at a moment’s notice. However, it’s much better to be over-prepared than caught by surprise. 

In addition to collecting these must-have prepper items and preparing freeze-dryer meals, make sure that you continually brush up your skills in first aid, knot-tying, fire-starting, and hunting and foraging in the wild. You’ll feel much more confident to face life with ease and help others who might need assistance along the way.

Regina Phelps – May 2021 COVID Update and Other Topics

Posted by Felix Assivo on
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Variety
Regina Phelps – May 2021 COVID Update and Other Topics

Join me 9am EST, May 27/21!

Join me for my regular chat with globally recognized industry expert, Regina Phelps. We talk about the latest happenings with COVID-19, vaccines and vaccine rollout and hesitancy, variants, and what’s happening in other parts of the world.

If you’re a manager or corporate leader, make sure you listen to the third segment. Regina also talks to us about the research being done by Raj Choudhry on ‘Working from Anywhere’, which was published by the Harvard Business Review.

It’s always an enjoyable and informative talk – don’t miss it.

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Regina Phelps – The Latest News on COVID Vaccines, Variants, Statuses, and how Hybrid Work is Here to Stay

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Variety
Regina Phelps – The Latest News on COVID Vaccines, Variants, Statuses, and how Hybrid Work is Here to Stay

Join me on April 22/21, 9am EST! I have my re-occurring chat with globally recognized industry expert, Regina Phelps. We talk about the latest happenings with COVID-19, such as variants, vaccines, and vaccinations.

We also talk about a recent Microsoft report (2021 Work Trend Index: Annual Report) titled “The Next Great Disruption is Hybrid Work – Are We Ready?” It’s a listen that all leaders, management, and employees need to understand.

You can get a copy of the report at my website: https://www.stone-road.com.

Enjoy!

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Regina Phelps: ‘Return to the Office’ Thinking and a COVID Update

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Variety
Regina Phelps: ‘Return to the Office’ Thinking and a COVID Update

Join me March 25, 2021 at 9am EST!

Join me for my regular chat with globally recognized industry expert, Regina Phelps. We talk about the latest happenings with COVID-19, such as variants, vaccines, and vaccinations. We also have a lengthy discussion about ‘Return to the Office’ thinking, and how management need to take a close look at how their offices are going to operate in the future. Regina also discusses some fascinating research performed by Professor Raj Choudhury from the Harvard Business School about ‘Return to the office’ considerations.

Some very thoughtful insights no management representative should miss.

Check out the video on my YouTube channel to view the slides. (12) Preparing for the Unexpected – YouTube

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Embedding Business Continuity & Leadership Support in Disasters

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Variety
Embedding Business Continuity & Leadership Support in Disasters

Join me November 4, 2021 at 9am EST!

I talk to industry expert Lynn Hobballah about two key Business Continuity topics: Embedding Business Continuity into an Organization, and Leadership Support and Communications During Disruptions.

With Embedding BCM, Lynn provides some tips on how to integrate BC into everyday business thinking and how awareness is a key component to achieving that goal. We also talk about how BC is not a stand-alone process and that there are benefits to making BC part of daily activities.

Second, Lynn talks about the role of Senior Leadership during a crisis and how to prepare them for being active members of the Crisis Management Team (CMT). Lynn provides some insights on what kinds of support they can provide the CMT and how transparency helps increase support for the BCM program. Lynn provides lots of great tips and insights to help embed BC into our organizations and how leadership buy-in and support helps during a crisis/disaster.

Don’t miss it! Tune in to listen to the variety podcasts.

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How to Use Personal Bankruptcy to Help Your Home Business

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Business
How to Use Personal Bankruptcy to Help Your Home Business

Using personal bankruptcy can help a small business get rid of their liabilities and can help give them a fresh start. You may choose either Chapter 7, 13, or 11 bankruptcy depending on the situation of your company and your current assets.

Every business, however, is not in a position to file bankruptcy. There are several aspects to consider before a business takes this bold decision. For example, if you wish to keep your business open, have a sufficient amount of cash flow, and can make monthly payments, then Chapter 11 bankruptcy would suit your needs.

On the other hand, if you do not have sufficient cash flow and you wish to close down the business efficiently, then you should apply for Chapter 7 bankruptcy. Chapter 13 Bankruptcy is used if the sole proprietor wishes to keep the business running.

A wrong choice can have disastrous effects on the financial situation of the person under discussion. It is better to consult an expert in the field before filing a case. The first thing you need to consider before filing for bankruptcy is to see whether your business is in a partnership or is a sole proprietorship.

We will discuss bankruptcy options for sole proprietors, small business partnerships, and corporations and how they affect each party.

1.     Filing for Chapter 7 Bankruptcy as Sole Proprietors

If a business owner has decided to close down a business, then they can use Chapter 7 bankruptcy. This helps the business owner discharge their business and personal debts and erases their personal record, which gives them a fresh new start if they are looking to invest in new ventures.

This is not in the case of Chapter 11 and 13 filings in which a creditor payment is required. A time period of 3-4 months is required for the completion of Chapter 7 bankruptcy filing. Chapter 7 Bankruptcy may seem like the perfect option for home businesses that want to close down, but there is a downside that one cannot ignore – once you file for Chapter 7 Bankruptcy, your property will become part of the bankruptcy estate.

You will only be allowed to keep only the assets that fall in the “exempt” section. These can be your home, car, clothes, etc. For a filer, a Chapter 7 bankruptcy could mean they will be losing property and other valuable assets too if they will be filing for a Chapter 7 Bankruptcy.

Chapter 7 Bankruptcy allows business owners to keep a “service-only” business when they file for this type of Bankruptcy. This means you can save your business if you are providing a service such as a freelance writer, an accountant, a carpet cleaning service, replacement windows service, or if you are a handyman. A lot of states also exempt equipment that might be needed to provide these services.

2.     Filing for Chapter 11 or 13 Bankruptcy as Sole Proprietors

If you wish to continue your business even after filing for bankruptcy, then you can either opt for Chapter 11 or Chapter 13 Bankruptcy. You can choose between Chapter 13, Chapter 11, or Subchapter V depending on your debt limits. In most cases, you will be allowed to continue operations once you file for one of these Bankruptcies.

You should be able to have an adequate amount of cash flow, though, which can help keep your business up. The plus side is that you will not be giving away your property, which makes it easier to run business operations. There is a catch, though – you will be paying your creditors money, which will equate to the value of the non-exempt property via the repayment plan.

Moreover, you will need to prove that you are making enough money that will support your case.  In case you are unable to protect your business equipment as you are unable to pay the value via the plan, then Chapter 13 Bankruptcy is not a valid plan.

Chapter 11 Bankruptcy is quite similar to Chapter 13 Bankruptcy. A business that file For Chapter 11 Bankruptcy keep their assets and pay the creditors via a repayment plan. However, unlike Chapter 13, Chapter 11 can be a tad bit complicated due to extensive and continuous reporting procedures. Moreover, it tends to be extremely expensive for small businesses to keep up with such procedures.

3.     Filing for Chapter 7 Bankruptcy as Small Business Partnerships and Corporations

As a business closes down, there are multiple aspects that need to be taken care of. When a business is divided between partners, it becomes the responsibility of all the stakeholders to liquidate the assets and divide them between the creditors. If the small business has a large number of assets in its name, then using Chapter 7, Bankruptcy can make the process much easier.

There is an increased amount of transparency, and the closing down process can take place much more smoothly. Moreover, it lessens the chances of any creditors claiming fraudulent activities, and stakeholders have lesser chances of raiding the asses at the time of company closure.

4.     Filing for Chapter 11 Bankruptcy as Small Business Partnerships and Corporations

Since Chapter 13 is only available for sole proprietors. A small business partnership or corporation can file for Chapter 11 Bankruptcy if they wish to keep their business running and pay fewer debts. Previously small business was reluctant to file for Chapter 11 Bankruptcy as there was an increase in rights given to creditors along with increased legal fees. However, there has been a relaxation in this regard, and small businesses are given the option to restructure their debts.

What’s Next?

Whether your business is owned by a sole proprietor, partnerships, or corporation, it can be a complicated procedure to file for business bankruptcies. If you are thinking of filing one, then it’s best to take help from an advisor or an attorney who is well-versed in all the legal procedures regarding business bankruptcies and also you can listen to best podcasts on business. This way, you will be able to get financial reassurance and the best deal on the table for your home business.

Author Bio:

Arslan Hassan is an electrical engineer with a passion for writing, designing, and anything tech-related. His educational background in the technical field has given him the edge to write on many topics. He occasionally writes blog articles for London carpet cleaning.

Resilience Through Relationship (w/ Rina Singh)

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Variety
Resilience Through Relationship (w/ Rina Singh)

Join me October 7, 2021 at 9am EST!

Resilience isn’t just about technology components are available or ensuring business operations continue, it’s also about personal resilience. I speak with resilience expert and the creator and host of the popular podcast RESILIENCEPOD, Rina Singh. Rina will talk to us about four (4) key tips organizations and individuals can foster to help build a sense of resiliency by developing relationships in our professional and personal lives. These tips will seem simple and logical but without the hard work and continuous effort, resiliency cannot be pursued. Rina will also talk to us about Business Continuity Institute’s (BCI) Women in Resilience (WiR) initiative, where she is the Vice-Chair.

Don’t miss a truly enlightening and inspiring discussion to help you become more resilient.

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‘Presilience’ Part 2 – w/ Dr. Gavriel Schneider

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Variety
‘Presilience’ Part 2 – w/ Dr. Gavriel Schneider

Join me August 12, 2021 at 9am EST!

Part 2 of my talk with Dr. Gavriel Schneider on Presilience. Presilience is a different way of viewing resilience, in individuals and organizations. Join me as I talk with acknowledged subject matter expert on human centric and Integrated Risk Management, Safety and Security, Dr. Gavriel Schneider. Dr. Schneider has extensive senior level management and leadership experience, and talks to us about how the current compliance-based resiliency approach of organizational leaders needs to change. Presilience is about the ongoing use of skills in a way to better your response to risk, whether it is an opportunity, crisis or emergency. It’s not just the commonplace way of utilizing risk management to create a ‘response plan’; it allows you and your organization to be better positioned even after you’ve experienced an adverse situation. It’s another real eye-opener of a chat, so don’t miss this episode and don’t forget to check out Part 1 which aired 2021-07-08!

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Future Proof Business Continuity Audits

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Variety
Future Proof Business Continuity Audits

Join me September 2, 2021 at 9am EST!

Audit is not the bad thing many would believe. Audit can actually help us with our Business Continuity Management (BCM) programs to develop stronger response plans and incident investigations. I talk with IT Audit expert Mark Fenech, who will provide insights on how BCM – and an organization in general – can leverage Audit practices and personnel. We’ll chat about recommendations vs observations, where Audit can get involved with incident investigations, and even the differences between auditing documentation and applications. Mark will also help us prepare for an audit by providing some tips on what kinds of documentation and information Audit seeks. Make the Audit department your ally, and listen in to learn how Audit can help bolster your BCM programs.

Enjoy!

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