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Making Money from Private Number Plates

Posted by Felix Assivo on
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Business
Making Money from Private Number Plates

If you are looking for ideas in which to invest then you should consider investing in private number plates for vehicles in the UK.

Private number plates have become increasingly popular since the early 1990’s. Celebrities along with the wealthy and famous have helped to increase their popularity in combination with their affordability driven by the DVLA prefix style numbers. The craze for personalized number plates is ever increasing and you can make money from their increasing popularity.

What Determines the Value of a Number Plate? 

# Name related number plates are the most popular and the most sought after, closely followed by people’s name initials. In choosing a private number plate as an investment you need to identify the most popular names and the most popular initials for people. It is not widely known but the most popular initials are JB in the United Kingdom.

# Dateless number plates are the most prestigious and sought after by people with the largest sums of money available to invest. The very early combinations from 1904 are rapidly increasing in value and there are several examples of single letter, single digit combinations demanding £millions at auction.

# The history of a number plate adds value to the number, particularly if the number plate has been owned by someone rich or famous or if the number has been assigned to a famous vehicle with iconic meaning to the public. You need to research the history of a number plate to see if there is history that increases its value.

# The shorter the number the more valuable the number plate. Less is more when it comes to private number plates and the more distinctive the number is due to its shortness the more money it will attract from investors.

# The number of permutations available is an indicator of the supply volumes. In essence there are only two registration plates with the number 1 when it comes to a dateless number plate with either two or three letters, whereas other random numbers are more readily available. The lower the supply volume for a specific format then the higher the value.

# The degree to which a number plate represents someone’s name and the accuracy of the number plate to the name is a factor that increases the value. As an example DAV 1D is worth more than DAV 11D as the combination of number and letters is an exact match with the spelling of the name DAVID.

How to Maximize Your Return

# In selling your private number plate you need to ensure you know its true value in the market place. In order to do this you need to have the number plate valued by a trusted and reputable broker with an appropriate level of experience in valuing number plates.

# When selling your number plate you need to safeguard against losing entitlement to the registration without receiving the money from the buyer. In order to ensure you are not exposed to this risk you need to familiarize yourself with the DVLA Cherished Transfer Regulations or you need to employ the services of a reputable broker.

# Marketing you number plate will be key to ensuring you maximize your return at sale and you need to consider all of the options available and the pros and cons of each method.

#* You can market with a recognized and trusted broker

#* You can market through online portals such as eBay or Facebook

#* You can advertise in the National Press or Local Press

# You may need to be flexible with your pricing as the cherished number plate market is a market where offers are made below the asking price and being flexible when considering offers can be crucial in making a return at the right time. If you leave the number plate on the market for too long it can reduce the value.

Tips 

* Have your Number Plate Valued by a Reputable Broker with Experience

* Know and Understand the risks of Selling the Number Plate yourself

* Market your Number Plate where you know the Price you will achieve will be Higher

* Be Flexible with your Price and avoid Marketing the Number Plate for too Long

Warnings

* Do not transfer the number plate to the buyers vehicle or provide the V778 retention document to the Buyer before you have received payment from the Buyer

* Do not share the details of the V778 retention document or the V5C registration certificate for the vehicle with anyone other than a recognized and reputable number plate broker.

Your 5 Best Options for Stock Investment

Posted by Felix Assivo on
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Business
Your 5 Best Options for Stock Investment

Looking into investing in the stock market? Here are some great tips for doing so.

1.      Growth Stocks

Growth stocks are a very appealing option for investors. As the name implies, these stocks should see significant growth, which means the return on investment will be higher. Many growth stocks are in the tech sector, but there are other options as well. Typically, profits go straight back to the business. That means that dividends aren’t paid out until after the growth starts to slow down.

There are definitely risks associated with growth stocks. Typically, the cost of these stocks is high when compared against the company’s earnings. If a recession hits, or if there’s a bull market, it won’t take long for these stocks to build value. The popularity of these stocks can evaporate overnight. Still, it’s common for growth stocks to perform very well.

If you plan on buying growth stocks individually, you’ll need to investigate the company before making an investment. This can be time-consuming. Furthermore, it’s important that your risk tolerance is high enough to compensate for the volatility of these stocks. Alternatively, you should make sure you’re willing to hold the stocks for a minimum of three years.

How the Risk compares to the Reward: Since investors pay a premium for growth stocks, they tend to be high risk. When the stock market is on the decline, these stocks can lose significant value. Still, many of the most successful companies in the world, like Amazon and Facebook were high-growth. If you’re able to invest in the right stocks, you could enjoy massive rewards.

2.      Stock Funds

If you don’t want to put time and energy into investigating stocks individually, you may want to look into some sort of stock fun. Both mutual funds and ETFs are worth considering. If you’re able to invest in a highly diversified fund, you’ll be able to put money into a number of high-growth stocks. However, since you’ll be investing in a set of companies, you’ll be taking on less risk than you would with individual stocks.

This is one of the best options for investors that want to see significant returns, but don’t want to spend all their free time on investing. There are other benefits associated with stock funds as well. Since you’ll receive the weighted average of all stocks within the fund, you won’t have to deal with the same level of volatility you’d experience if you put money into a handful of stocks or small investment trust.

Your stock fund will be subject to more volatility if you choose a fund based on a single industry. As an example, if all of the companies in your fund are a part of the automotive sector, the value of your fund will rise and fall along with oil prices. Diversified stock funds are generally your safest bet.

How the Risk compares to the Reward: It’s easy to invest in a stock fund, and it’s a great way to mitigate risk. Still, it’s not unusual for funds to see significant movement throughout the year. In years with more movement, gains or losses could be as high as 30%.

Overall, a stock fund is much easier to keep track of than individual stocks. Furthermore, since you’ll have investments with different companies, you’ll see more reliable returns. There are many benefits to putting money into a stock fund. Take a closer look at some of the top index funds in the post covid landscape.

3.      Bond Funds

Bond funds consist of bonds from several different issuers. ETFs and mutual funds can both be bond funds. In most cases, these funds are distinguished by the kind of bond within the fund. Factors like the issuer, the risk level, and the duration are all considered. If you want to invest in a bond fund, you’ll have many different options.

If a bond is issued by the government or a business, the owner will receive a specified amount of interest each year. When the bond reaches the end of its term, the principal will be repaid by the issuer. The bond can then be redeemed.

Bonds are already a low-risk investment, and a fund provides a greater level of security. Funds could include bonds of many types and from a range of issuers. This diversity means that a portfolio won’t see a significant decline if a single bond defaults.

How the Risk compares to the Reward: Bonds can see changes in value, but with a bond fund, there’s much more stability. There may be some movement along with interest rates, but bond funds aren’t very volatile. When compared against stocks, bonds are already a much safer investment option. You should keep in mind that certain issuers provide more security than others. Corporate bonds carry more risk than government bonds.

Bond funds generally have lower returns than stock funds. An annual return of 4 to 5% is common, but the return could be lower for government bonds. Of course, the risk levels are lower as well.

4.      Dividend Stocks

Growth stocks have a lot of allure, but more dependable options, like dividend stocks, also have a lot of appeals.

What are dividend stocks? They’re a type of stock that provides a cash payout on a consistent basis. This is an option for a number of stocks. Dividends are more commonly seen from well-established businesses that are less reliant on cash. Older investors are often drawn to dividend stocks. Since payments are provided on a regular basis, they can be a source of income. It’s also possible to earn more than a bond would provide if you opt for stocks that increase the dividend across a period of time. One option with a lot of appeals is REITs.

How the Risk compares to the Rewards: Dividend stocks provide much more stability than growth stocks do. However, these stocks can still see dramatic increases and decreases, particularly when the stock market is turbulent. Still, since companies that pay dividends tend to be well-established, these types of stocks tend to be safer. Of course, if a company fails to earn the money needed to pay dividends, the payout will be cut, which could cause the stock’s value to drop dramatically.

What makes dividend stocks so alluring is the payouts. The best companies offer upwards of 2 to 3% in dividends each year. Beyond that, it’s possible to increase payouts by 8 or 10 percent annually for a period of time. This means you can expect a yearly pay raise. You’ll often see high returns from these stocks, but they’re still below what you would see with growth stocks. If you want a more diversified portfolio, you could also look into a dividend stock fund.

5.      Target-Date Funds

If you’re not interested in managing your stock portfolio, you might be drawn to target-date funds. Since these funds become less risky over time, you can ensure that you can depend on your portfolio when you’re ready for retirement. In most cases, your funds will be invested in aggressive stocks initially and will be moved over to more stable options, like bonds, when your target date draws closer.

These options are commonly seen in 401(k) plans from employers, but it’s possible to buy them outside the workplace. Just specify the year you plan to retire in, and your fund will do everything else.

How the Risk compares to the Reward: With a target-date fund, you’ll see many of the same risks you would see with other investment options, like a bond fund or stock fund. The main difference is that your fund will become more conservative as time goes on. Initially, your fund may be more volatile, and your earnings are likely to be higher. Later on, it will be more stable, which means your earnings are likely to decrease.

Eventually, it’s likely that your fund will underperform the stock market. You’ll see less in returns, but you’ll know that your money will be safe. However, since yields for bonds are lower than ever, there’s a chance that you could outlive your funds.

To reduce your risk, it’s often recommended that you set a date that’s at least five years past your planned retirement. That way, you’ll be able to see more returns from stocks, but you’ll still benefit from the stability target-date funds provide.

How to Make Money Investing in Number Plates?

Posted by Felix Assivo on
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Business
How to Make Money Investing in Number Plates?

About 40 years ago, owning a personal car was more of a status symbol. It wasn’t as much of a need. People used to rely on public transport more than they relied on their private cars.

However, today, the face of reality is much different. Each household owns at least one car owing to various necessities and tight schedules.

We cannot afford to spend hours of our precious time on public transport. And for some, doing so is a huge concern in terms of reputation as well.

Naturally, the production and ownership of cars are increasing by the day. It’s not only giving rise to the car-selling business but the industry-associated businesses as well, such as number plate selling and manufacturing.

In actuality, currently, the most expensive number plate in the world costs around AED 38 Million. You can imagine the profitability of this business!

If you’re an investor and that figure sparked a gleam in your eyes, then allow us to dissect it further for you. Allow us to help you lay a path to that very figure (you could be a millionaire!!).

How to Invest in Number Plates?

Virtually

Investing in number plates is much simpler today. You can begin your business right away online!

To get started, you can get yourself registered on a relevant business site, such as newreg.co.uk, and set up your company profile or business profile. You can research, create, invest, purchase, and even sell on such platforms. These make your investing journey 10x easier!

Once you have your account set up on a relevant site, you can use digital marketing tactics to promote and market your business. You can take it to other social media platforms and gather an audience there. Once you start running ads for number plates for sale, you will begin gaining traffic.

Since there’s a lot of competition these days, it’s best to invest ample time in crafting your mission, vision, and operating mechanism. It will help you incorporate unique elements in your business that will help you stand out from the crowd.

Unlike brick and mortar stores, you will not have huge expenses to deal with. You won’t have to pay rent for storage, hire employees, or spend on paper advertisements. Instead, you can use the internet and profile to reach out to relevant customers. You may have to arrange a number plate machine or two initially. And may require room to store and operate it.

Physically

If you wish to become a number plate supplier or investor with a physical store in existence, then you’d have to take a longer route. You’d have to arrange:

  • A place
  • Employees
  • Legal Verifications
  • Physical and Online Advertising

Even as an investor, you’ll have to manage and look into these concerns.

Duties & Responsibilities

As an investor in number plates, you will have to abide by a few rules and laws. Whether you’re investing in a manufacturing business or buying prepared number plates, you need to ensure that your customer owns the following:

  • Driving License
  • Valid Passport
  • Police Warrant Card
  • Debit or Credit Card
  • Utility bill issued and paid within the last six months
  • Armed Forces Identity Card
  • National Identity Card

On your end, you have to provide the following:

  • Vehicle registration certificate
  • Certificate of Entitlement
  • Authorizing Documents

Whether you’re selling them large-scale or small-scale, you will have to keep a keen eye on the exchange of these documents for verification and business purposes. If you are to thrive and survive in the industry, you have to abide by the laws.

How to make quick money?

For quick maximum profits, we recommend:

  • Buy number plates with fewer digits (e.g., F1, D5, EE 2)
  • Buy number plates with labels of wide appeal (e.g., S1MON)
  • Buy number plates upon immense research. Choose the ones with unique, funny, popular, and appealing letter-digit combinations.
  • Compare the prices before investing anywhere. Study the market and determine if you’re spending more than you need to or not.
  • Instead of buying from third parties, buy number plates directly from the owner to save spending on commission.

Final Thoughts

Conclusively, we’d like to remind you that as an investor you’ll need loads of patience. You may have your number plates sitting in the storage room for a year or two, or even for years till they sell for a just price. Don’t lose hope and keep on investing.

5 Wise Tips For Buying a Business

Posted by Felix Assivo on
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Business
5 Wise Tips For Buying a Business

To many, buying an existing business appears to be an easy task. It’s like purchasing a ready-made module rather than building one from scratch. It involves half the amount of effort.

However, one wrong decision, one uncalculated step could turn the tables. You may find yourself investing way too much time and energy, killing the whole essence of buying an established business.

Certainly, you do not want that. Neither do we. So, here are a few handy tips from the experience that could save you from the ultimate disaster.

1.         Know Your Business Skills

Before you seal the deal, question yourself: is this what interests you? Is this your field? Do you have enough command? Can you effectively deal with the current downfalls of your potential purchase? Or, if the business comes to face any of the predicted dangers, will you be able to deal with that?

Answer these questions, not only with yes or no’s. But also, with how? Once you do, you will unravel whether you have ample skills to take upon this business or not.

For example, some businesses demand the capability of constantly dealing with pressure. Some businesses have immense risks of huge blowouts. Some have a reputation crisis. Unless you’re purchasing a leading company, there are high chances that your purchase will have a major drawback that you must know to tackle. If you don’t, you may as well be paying for thin air.

2.         Get the Right Professional Advice

Once you have decided the domain you wish to explore, it’s to get in touch with professionals. Seek professional advice on the matter so that you may make a calculated, informed, and wise decision. Certainly, the professional will charge you quite a bit for this service. But you can consider this as an investment in a fruitful future.

In case you are wondering which professional you should reach out to, then a business broker may suit your interest. A business broker refers to a company or an individual that helps business purchasers with paperwork and investigations. They take up the responsibility of analysis and guiding you the right way in the industry. If you do not wish to trust a broker immediately, you can begin by doing your part of research about the processes at Net Lawman.

3.         Analyze the Legal Position & Documents

If a business is stable and running, it does not mean that the business is legally all fit and healthy. Many times, business owners figure alternate illegal routes to save themselves from paying heavy taxes that minimize their profits. And no, this deceptive move is not often visible on the surface. The business may appear the cleanest on the surface, but deep scrutiny will reveal the dark, hidden secrets.

For that very reason, we advise the ones purchasing a business to acquire all necessary information about the business beforehand. Get the documents verified and tested by relevant legal authorities. The documents you may want to check include contracts of the suppliers, paid taxes, employee agreements, insurance policies, etc.

4.         Don’t Hesitate to Negotiate

Even if you are a complete newbie in the business industry, you need not shy away from negotiating. Remember, sometimes even the brokers may try to suppress the possibility of negotiations solely to boost their benefits, so you must hold your ground firmly.

Participate enthusiastically in crafting the Letter of Intent, i.e., term sheet. And if the intermediary party does not initiate it, you should take charge. In this sheet, you settle terms and conditions with the seller about the assets and proceeding mechanism.

5.         Prioritize Assets Over Business Itself

Lastly, when purchasing a business, determine if it’s a corporation or LLC. If so, do not invest in the stock. Instead, buy the assets of the business and set up a fresh company. No, it wouldn’t be the same as starting from scratch. You could imagine this as starting somewhere midway.

Now, why would you do that? Well, that’s because such a measure will automatically be safeguarding the businesses’ intellectual property, as well as its material property. How so? If the previous owner has been sued by someone or has some negative charges, they will not apply to you since you will not have an inherited company. Instead, you will have a fresh one. The plus point is you can set up a brand new framework. Develop your own new rules. Make use of tools you like, such as TrackTime24. Manage staff as per your conditions anew.

Final Thoughts

Summing up, purchasing a business may not be as hectic as starting a business. But it is, surely, a sensitive process. If you fail to pay attention to the details, you might sign up for even greater trouble. Hence, we highly recommend abiding by the tips above. Good luck!

Meet Kat and Mike: Transformational Leaders And Social Justice Advocates For Business And Banking

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Business
Meet Kat and Mike: Transformational Leaders And Social Justice Advocates For Business And Banking

With the launch of Building Banking on Values, a new VoiceAmerica radio series I’m hosting that goes behind the scenes to tell the stories of the people, passion and positivity within the values-based banking and financing sector; I thought to introduce you to some of our guests. Listen to the show now!

Meet Kat Taylor: Co-Founder and Co-Chief Executive Officer, Beneficial State Bank (USA)

Kat works in service of restoring social justice and environmental well-being. She is active in a variety of social enterprises, public benefit and philanthropic ventures on the West Coast of the USA. Currently, she serves as Co-Founder and Co-CEO of Beneficial State Bank, a Community Development Financial Institution (CDFI) whose mission is to bring beneficial banking to low-income communities in an economically and environmentally sustainable manner. Beneficial State Bank is the result of a merger between OneCalifornia Bank, which Kat and her husband, Tom Steyer, founded in Oakland, CA, and ShoreBank Pacific, with offices in California, Oregon and Washington. The bank’s revolutionary ownership mandates that any distributed profit be invested in the low-income communities it serves and environment upon which its communities and customers depend. Learn more.

Kat is also a Founding Director of TomKat Ranch Educational Foundation (TKREF), dedicated to inspiring a sustainable food system through ranching, training, tours, research, and school food and garden programs. TKREF owns the social enterprise LeftCoast GrassFed, raising humanely cattle and other livestock for the benefit of people and the planet. Kat serves and has served on many non-profit boards including the Harvard Board of Overseers, Ecotrust, Good Samaritan Family Resource Center, ProPublica, CuriOdyssey, Insight Prison Project, KQED and Yerba Buena Center for the Arts. She graduated from Harvard College and earned a JD/MBA from Stanford University. Tom Steyer, Kat’s climate/energy activist husband, and she have four grown children, each pursuing their one wild and precious life.

 

 

Meet Mike Townsend: Chief Executive Director, Earthshine (USA)

Mike is a business and economic transformation leader, advisory Board member, speaker, teacher and author of The Quiet Revolution.

Mike is Founder/CEO with Earthshine – an international business consultancy/think-tank that integrates sustainability principles into the heart of business strategy and operations – enabling sustainable business success and the transition to a sustainable & low carbon economy. He is passionate about making a real difference.
In addition to running Earthshine, Mike serves on an advisory board with University of Oslo, he teaches courses/lectures on Sustainable Development, Business & Economy, and delivers inspirational keynote speeches.

Mike is author of The Quiet Revolution, Editor of Reframing the Game (2015), Lead author of A Journey in Search of Capitalism 2.0 (2013). He is also a regular contributor for Huffington Post, 2-Degrees, The Guardian, Edie.net and others.

Mike holds an MBA from the University of Birmingham Business School (UK) and a bachelor degree in Civil Engineering Management from the University of Wolverhampton (UK), and is a Fellow of the Royal Society of Arts. Learn more.

 

Don’t forget to tune into Building Banking on Values. My VoiceAmerica radio show airs on Thursdays 15:00 PDT on the Business channel. Learn more.

#BankingOnValues @CatalystWarrior @bankingonvalues @VoiceAmBusiness @ZuidDave  @mike_earthshine  @beneficialstate

http://beneficialstate.com/, https://www.linkedin.com/in/kat-taylor-28a6974b, https://www.linkedin.com/company/79855, https://www.facebook.com/BeneficialStateBank, http://www.earthshinesolutions.com, https://www.linkedin.com/in/mike-townsend-08b1b614 , https://www.linkedin.com/company/5174875

Meet Cyrille, Vince and Whitni: Leading Change In Social Solidarity Investment and Banking From Europe To The USA

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Business
Meet Cyrille, Vince and Whitni: Leading Change In Social Solidarity Investment and Banking From Europe To The USA

With the launch of Building Banking on Values, a new VoiceAmerica radio series I’m hosting that goes behind the scenes to tell the stories of the people, passion and positivity within the values-based banking and financing sector; I thought to introduce you to some of our guests. Listen to the show now!

Meet Cyrille Langendorff: Managing Director of International Affairs, Crédit Coopératif (France)

Cyrille is Managing Director of the International Affairs department of the French cooperative bank, Credit Coopératif (a member of BPCE banking group) and he has over 20 years of experience in the banking sector.

After achieving a masters in Finance from Paris Dauphine University, Cyrille spent the first 15 years of his investment banking career working for Banque Paribas and ABN AMRO Bank in Abidjan, London and Paris.

Prior to his current role as Managing Director at Credit Coopératif, Cyrille spent four years analysing and monitoring the solidarity investments portfolio managed by Ecofi Investissements (an asset management company of Credit Coopératif Group) in France, and the European funds invested in Credit Coopératif’s partners such as, the European Federation of Ethical and Alternative Banks (FEBEA), and the Global Alliance for Banking on Values (GABV).

Cyrille represents Credit Coopératif on the boards of investment companies like, Coopest and Coopmed, InPulse (a Credit Coopératif subsidiary active in impact investing), Microfinance Solidaire (a micro finance subsidiary of a French NGO), Entrepreneurs du Monde, and FEBEA. He is also currently a board member of Babyloan Networks, an association that promotes social entrepreneurship and microfinance in French schools, and a board member of the French international solidarity NGO, ACTED.

Cyrille has been a rapporteur of the French national advisory board’s report on social impact investment (2014) and is contributing to the work of the Global Steering Group for Social Impact Investment under chairmanship of Sir Ronald Cohen.  Learn more.

Meet Vince Siciliano: Chief Executive Officer,  New Resource Bank (USA) 

Vince Siciliano is president and CEO of New Resource Bank, a mission-oriented bank in San Francisco that works with businesses, non-profits, and individuals seeking environmental and social, as well as financial returns. The bank is dedicated to advancing sustainability with everything it does – lending, operations, and putting deposits to work for good.

Vince currently leads New Resource Bank in serving values-driven organisations working to achieve well being for community and the planet. A longtime environmentalist and finance leader, Vince has served as CEO at International Savings Bank of San Diego; president and CEO of the Danielson Trust, a $1.5 billion company providing investment management services; and COO at First National Bank. Under his management as CEO, 1st Pacific Bank of California was named the best-performing de novo bank in California by The Findley Reports, a banking consulting firm.

Vince has been a member of the board of governors of the Savings and Community Bankers of America and the National Trade Association for the savings and loan industry, as well as a board member of the California League of Savings Institutions. He serves on the advisory board of the American Sustainable Business Council and is chairman of the board for the Ken Blanchard Center for Faith Walk Leadership. Siciliano is a graduate of Stanford University and earned a master’s degree in environmental planning from the University of California at Berkeley. He lives in Millbrae with his wife and is a proud father of two sons.Learn more.

Meet Whitni Thomas: Investor Relations Manager, Triodos Bank,  Corporate Finance (UK)

Whitni Thomas focuses on the distribution and marketing of Triodos Corporate Finance’s social and environmental investment offerings. Previously Whitni was Head of Access to Finance at the New Economics Foundation where she led the think tank’s research and consultancy work on improving access to finance for financially excluded individuals as well as social businesses.

Whitni also worked in Mexico for a year helping to run a microcredit programme. Whitni started her career at JP Morgan where she worked for six years in New York and London structuring leveraged finance for management buy-outs. Learn more. 

 

Don’t forget to tune into Building Banking on Values. My VoiceAmerica radio show airs on Thursdays 15:00 PDT on the Business channel. Learn more.

#BankingOnValues @CatalystWarrior @bankingonvalues @VoiceAmBusiness @ZuidDave  @credit_coop  @NewResourceBank  @triodosuk  @triodos

http://www.credit-cooperatif.coop/menu-bas/english-presentation/,Cyrille Langendorff, https://fr-fr.facebook.com/CreditCooperatif/, https://www.linkedin.com/company/cr-dit-coop-ratif, https://www.newresourcebank.com, https://www.linkedin.com/in/vincent-siciliano-3735571, https://www.facebook.com/pages/New-Resource-Bank/94391438470, https://www.linkedin.com/company/new-resource-bank, https://www.triodos.co.uk/en/personal, https://www.linkedin.com/company/triodos-bank, https://www.facebook.com/triodosbankuk/, https://www.linkedin.com/in/w

Meet Brett and Martijn: Experts and Heretics of The Global Financial Divide

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Business
Meet Brett and Martijn: Experts and Heretics of The Global Financial Divide

With the launch of Building Banking on Values, a new VoiceAmerica radio series I’m hosting that goes behind the scenes to tell the stories of the people, passion and positivity within the values-based banking and financing sector; I thought to introduce you to some of our guests. Listen to the show episodes right here!

Meet Brett Scott: Alternative Finance Explorer, Author and Campaigner

Brett gets involved in financial campaigning & alternative finance, blending experience in environmental & social movements, start-up business development, derivatives, blues music and economic anthropology. He’s done work on hedge funds, commodity markets, economic aspects of climate change, and socially responsible banking.

Brett wrote The Heretic’s Guide to Global Finance (published by Pluto Press). It’s endorsed by Bill McKibben of 350.org, Ha-Joon Chang of Cambridge University & Tony Greenham of the New Economics Foundation. He’s written for The Guardian, Wired Magazine, New Scientist, The Ecologist, The New Internationalist, openDemocracy and This Is Africa (Financial Times). Brett has also appeared on BBC, radio, Arte TV and various other places.

Brett is a Fellow at the WWF/ICAEW Finance Innovation Lab, an initiative drawing alternative finance peeps together. He is always keen to meet people pioneering new economic experiments. He was also a member of the start-up team for an intrepid new financial brokerage specialising in illiquid derivatives and securitised products, developing the business in the midst of the financial crisis. Brett spearheaded the creation of a property derivatives brokerage desk, as well as being involved in a variety of special projects and sales efforts with other exotic derivatives (e.g. inflation, longevity).

Back in the day Brett was also an academic. He was the 2006/2007 Magdalene Mandela Scholar at Cambridge University, working on issues related to economic crime, environmental sustainability geopolitics, and economic philosophy in international development. Brett was an analyst at a socio-economic policy institute working on the impact of globalisation on healthcare systems. He has a couple academic papers out, related to international development.

 

Meet Martijn Lampert: Research Director of Motivaction (The Netherlands) and Expert On The Social Rich and The Values-based Economic Divide

Martijn Lampert leads the Glocalities values and trends research program covering 24 countries and 75% of the world economy, based on interviews with more than 100,000 respondents. Lampert develops and shares breakthrough knowledge of global change, brands, generations, leadership and sustainability. In the Motivaction management team he is responsible for innovation, internationalization and trend research.

Martijn is a cross-cultural expert, a leadership and marketing adviser. He enables organisations to use social intelligence and achieve their goals in an ever changing sociocultural context.

Lampert founded the Mentality research program in values and lifestyles in the Netherlands. On June 6, 2012 Martijn Lampert was elected Agency Researcher of the Year (Bureauonderzoeker van het Jaar) at the Dutch MOAwards by a jury of experts.

Specialties: Lampert provides strategic advice and presentations to international clients in the commercial, NGO and public sectors and collaborates with universities. He frequently lectures about sociocultural trends and has published two books on generational change. Martijn guides and coaches researchers and helps them bring their results and conclusions in the spotlight.Learn more.

 

Don’t forget to tune into Building Banking on Values. My VoiceAmerica radio show airs on Thursdays 15:00 PDT on the Business channel. Learn more.

#BankingOnValues @CatalystWarrior @bankingonvalues @VoiceAmBusiness @ZuidDave  @Suitpossum

https://www.linkedin.com/in/martijnlampert, http://www.motivaction.nl/en, http://www.motivaction.nl/en/news/blog,https://www.linkedin.com/in/brettreginaldscott, http://suitpossum.blogspot.ca/, https://www.linkedin.com/company/university-of-the-arts-london, https://www.google.com/url?, http://www.arts.ac.uk/

Meet Blake and Diego: Driving Systemic Change Through Responsible Finance and ‘Common Good’ Economics by Linda Ryan

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Meet Blake and Diego: Driving Systemic Change Through Responsible Finance and ‘Common Good’ Economics by Linda Ryan

With the launch of Building Banking on Values, a new VoiceAmerica radio series I’m hosting that goes behind the scenes to tell the stories of the people, passion and positivity within the values-based banking and financing sector; I thought to introduce you to some of our guests. Listen to the show episodes right here!

Meet Blake Goud: Chief Executive Officer, RFI Foundation, A Think Tank for Responsible Finance (Global)

Blake Goud is the CEO of the RFI Foundation, a non-profit working to identify a neutral, non-partisan and universal value proposition that encourages convergence of responsible finance practices. By highlighting the shared standards around principles that govern the sector, Islamic finance will contribute to a more diverse and representative thinking around the growth, trajectory and development of responsible finance.

Blake was Chief Research Officer for ME Global Advisors where his focus was on MENA financial sector development and the growth of the Islamic economy. He was responsible for leading ME Global Advisors’ research efforts as well as advising on the content of the events connected to this research. His primary areas of interest are global Islamic banking, capital markets, and opportunities to increase financial inclusion in Islamic finance through crowdfunding and microfinance.

Blake has nearly a decade of experience researching Islamic finance and working in the financial sector in a compliance and investment officer role for a small US-based investment advisor and broker-dealer. Prior to joining Middle East Global Advisors and RFI Foundation, he was the Community Leader for the Thomson Reuters Islamic Finance Gateway. At Thomson Reuters, he conducted research and analysis on Islamic finance and the Islamic economy, crafted discussion points and drafted white papers for large-scale events and one-on-one sessions with leaders of the Islamic finance industry including IILM roundtables in London, UK and Washington, DC and was a principal author of the GIES 2013 Review following the Global Islamic Economy Summit organised in collaboration with the Dubai Chamber of Commerce & Industry and the Dubai Islamic Economy Development Centre.

His published research includes papers on Islamic microfinance, renewable energy microfinance and public finance using an Islamic alternative for tax increment finance. He received his B.A. in Economics from Reed College in 2003. Learn more.

 

Meet Diego Isabel La Moneda: Founder and Director of the Global Hub for the Common Good – Driving Systemic Change

Diego defines himself as a social entrepreneur and a change-maker. He is specialised in new economics, social and political innovation, participatory democracy, sustainable development and business management and he has extensive experience working both with private companies, public institutions and governments.

He is Founder and Director of the Global Hub for the Common Good  an open and participatory think-do tank that brings together people and organisations who are working to co-create a new economy that is more sustainable, people-oriented and aimed at the common good. They advise both private and public organisations and the Global Hub is also the promoter of the first Global Forum “New Economy and Social Innovation” – NESI – that will take place in Málaga (Spain), 19-22 April 2017. NESI will be a meeting place for international networks, businesses, NGOs, local governments, universities, activists and people who are co-creating a new economy and catalysing systemic change.

He is also one of the international promoters of the Economy for the Common Good, a social movement founded by Christian Felber that works towards an economic system, which places the Common Good at the center of all economic activity

Diego is author of the book Yo Soy Tú: Propuesta para una Nueva Sociedad (Octaedro, 2013), co-author of Dentro de 15 años (Lid, 2014) as well as an international speaker. He studied Environmental and Forest Engineering and has an MSc in Global Governance and Ethics from the University College of London.

Watch the video. Community Talk: Economy for the Common Good

 

 

Don’t forget to tune into Building Banking on Values. My VoiceAmerica radio show airs on Thursdays 15:00 PDT on the Business channel. Learn more.

#BankingOnValues @CatalystWarrior @bankingonvalues @VoiceAmBusiness @ZuidDave  @RFIFoundation  @sharingrisk  @DiegoIsabel1 @commongoodhub @nesiforum

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Meet Laurie and Jim: Investment Moguls Bridging the Gaps Between Ethical Investment, Growth Capital and An Equitable Global Economy by Linda Ryan

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Meet Laurie and Jim: Investment Moguls Bridging the Gaps Between Ethical Investment, Growth Capital and An Equitable Global Economy by Linda Ryan

Meet Damien and Charles: A Corporate Philosopher and Banking Practitioner Who Believe Money Can Be Put To Good Use

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Meet Damien and Charles: A Corporate Philosopher and Banking Practitioner Who Believe Money Can Be Put To Good Use

With the launch of Building Banking on Values, a new VoiceAmerica radio series I’m hosting that goes behind the scenes to tell the stories of the people, passion and positivity within the values-based banking and financing sector; I thought to introduce you to some of our guests. Listen to the show episodes right here!

Meet Damien Walsh,  Managing Director,  Bank Australia, Whose Motto is ‘Money Should be Put to Good Use’

Damien became Managing Director of Bank Australia on 1 September 2011, after serving as General Manager of Corporate Services for eight years and also being Company Secretary. Damien has over 25 years of experience in the mutual banking sector.

Damien has worked primarily in the financial services sector, having spent time at Enterprise, Esso Employees, Outlook and Members Australia Credit Unions.

Damien is responsible for and manages the bank’s operations. He works with the Board in setting strategy, monitoring performance and budget, and ensuring the bank adheres to all prudential, legal and compliance matters.

He has been instrumental in shaping the bank’s response to sustainable development. A highlight was his presentation at the 2005 UNEP FI Global Roundtable at the United Nations, New York.

Damien is a Fellow of CPA Australia and a graduate of the Australian Institute of Company Directors. He holds a Bachelor of Business and a Masters in Business Administration.

As Australia’s first 100% customer owned bank, Bank Australia see the business of banking a little differently to their competitors. Being sharp on price, and making a profit is important but Bank Australia believes money should also be put to good use, creating positive social, environmental and cultural outcomes. A kind of mutual prosperity for all.

Not being bound by the demands of investors means the bank acts in the best long term interests of their customers. Put simply, as a customer and part owner of the bank, they are answerable only to customers. ‘We respect your point of view, which is why our customers each have an equal say in how we go about our business. Customers have been banking with us since 1957 and today nearly 130,000 people and community sector organisations choose to bank with us. Our profits are reinvested in the bank to provide fairer fees, better interest rates, and the responsible products and services that our customers expect. And be reassured, we have to meet the same prudential standards that apply to all Australian banks, so you can be certain that banking with Bank Australia is safe and secure.’ Learn more.

Meet Charles Hampden-Turner, Management Philosopher, Researcher and Advocate for Values-based Corporate Cultures

Charles Hampden-Turner is a British management philosopher, and Senior Research Associate at the Judge Business School, University of Cambridge since 1990. He is the creator of Dilemma Theory, and co-founder and Director of Research and Development at the Trompenaars-Hampden-Turner (THT) Group, in Amsterdam.

In his latest book, Nine Visions of Capitalism, Charles examines the values essential to wealth creation and some of the movements, people and banks leading the values-based way to economic success. Nine Visions of Capitalismsuggests that a marriage of East meets West corporate cultures holds the clue to competitiveness. While many economies have only one cultural context, the most successful economies have two and can switch between them. Context switching is vital to commerce since the views of producers and consumers, owners and operators, management and labour are far enough apart to be considered opposites.

Charles received his masters and doctorate degrees from the Harvard Business School and was the recipient of the Douglas McGregor Memorial Award, as well as the Columbia University Prize for the Study of the Corporation.

He won Guggenheim, Rockefeller and Ford Foundation Fellowships and has worked as a consultant for Shell, BP, Digital Equipment, The Economic Council of Canada, the BBC, Philips, Nissan, DSM, Dow Chemical, AMD, Sematech and Apple computers among others.

He has conducted research throughout Europe and North America and is the author of nine books, including: Maps of the Mind, MacMillan (1981), Charting the Corporate Mind, Basil Blackwell and the Free Press (1990), and Corporate Culture: Vicious and Virtuous Circles. He has worked with Fons Trompenaars onThe Seven Cultures of Capitalism, Mastering the Infinite Game, Building Cross-Cultural Competence and 21 Leaders for the 21st Century. Learn more.

Read the THT Blog.

Watch the video. Nine Visions of Capitalism.

 

Don’t forget to tune into Building Banking on Values. My VoiceAmerica radio show airs on Thursdays 15:00 PDT on the Business channel. Learn more.

#BankingOnValues @CatalystWarrior @bankingonvalues @VoiceAmBusiness @thtconsulting  @bankaust

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